Posts Tagged ‘temporary car insurance’

Getting A New Car? Consider Temporary Car Cover

Purchasing a new car is undiably an exciting experience, for the certified car lover the process of researching the market, test driving, negotiating with the dealer and selecting a payment option is all part of the game. This does not come without its disadvantages however, most of us investing in a brand new car will have to sell our old one in order to pay for it, or at least cover the deposit as well as obtaining insurance quotes and various other fiddly administration tasks. It pays to shop around for insurance as quotes can vary wildly from company to company, price is not the only deciding factor however, you may need to go for plans that include a courtesy car or breakdown cover, anyone who has been through this can appreciate that it is not a five minute task!

A much less stressful option would be day car insurance or short term car insurance , this will allow you to concentrate on all the other tasks associated with taking receipt of your new vehicle without having to fret about when to start the insurance or which plan to go for. Many insurance shoppers who are in a hurry often rush their choice and fail to get good value for money. One day car insurance is cheap and gives you that bit of extra breathing space to concentrate on other things.

This is especially relevant to consumers who have ordered rare or performance cars, these are usually built to order and can take anything up to six months to be delivered. Because of the uncertainty over when the car will actually be delivered , it is very difficult to know when to begin the insurance plan. Temporary cover again comes into its own in this situation. You will be chomping at the bit to take your new wheels for a trash and overnight cover will allow you to do this safely and legally, once you’ve had a blast you can relax and continue with the serious business of getting a quote. There is certainly a place for temporary car insurance in the marketplace and it looks set to stay!

Temporary Car Insurance Is Cheaper Than Removal Contractors

With so many people seeming to prefer DIY these days, hiring a van or MPV to shift treasured possessions with the sort of care and attention they deserve seems like a good alternative to expensive shippers or removal companies. No matter how professional they may seem at the quote stage, it’s still down to whatever muscle (on the payroll or casual) they hire in on the day. Problem is that van hire rates are on a par with removals costs, but at least you have the knowledge that, even if you still use a contractor for all the heavy stuff, the family heirlooms at least are in your own car.

The upsurge in popularity and availability of short term van insurance has made a cheaper version of DIY removals possible. Approaching a colleague with a van or a large estate car capable of transporting your worldly possessions to ask if you can borrow their motor may test friendships, but is certainly easier on the wallet! Temporary car insurance is very desirable in these circumstances and can be remarkably good value for money. Not only will it reassure your pal that their motor is covered (thus making it more likely that they’ll agree to lend it to you in the first place) but there are even packages available which will cover the contents of a trailer as well as the vehicle.

Taking out short term car insurance or van insurance also means you can use the borrowed vehicle without risking any existing no-claims discounts you may have on your own insurance policy. Of course, it would still be desirable to offer at least petrol money or a meal and perhaps several promised pints in exchange for the favour borrowing the car or van, so there are some peripheral costs associated with the “borrow a mate’s wheels” approach. Taking out temporary insurance is also a good additional safeguard rather than relying on the bundled insurance protection that may be on offer when hiring a car or van.

Temporary Insurance For Cars – Reasons It May Prove Beneficial

Several auto insurance policies are still sold on an annual basis. However to cater for differing needs amongst drivers, short term vehicle insurance is now available, providing cover for six months, 28 days or even 24 hours.

Temp cover in most parts of the world is defined as a short term automobile insurance policy lasting from 24 hours to twenty eight days. However, now flexible cover can be secured for between one to eight months.

To add to this, the popularity of pay as you go insurance is available. This gives the benefit of not having to pay for cover when it won’t be needed.

There are several situations where temp cover for one day may be required. One is making sure you are adequately insured when using a friends auto. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus acquired. This could therefore be an economical option for careful drivers.

Temporary insurance also allows insurance to be provided for additional drivers sharing the driving on holidays and other longer journeys.

Protecting a visitor from abroad is another reason why taking out short term insurance may be necessary. As is needing temp cover when taking a new or 2nd hand motor home after purchasing it. Taking a test drive and requiring insurance for a weekend can be another eventuality.

Many people who drive a van, don’t actually own one themselves. This can be where 2 week car insurance is useful, when you are using a van for a range of situations.

For those bikers that are attending a biking convention or meet-up, tempcover could be useful if the bike you are riding is not one you use regularly. This could be cost effective if they only ride the bike occasionally.

 

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