February 22nd, 2010 
youhan When we are students we could all use a bit more spending money and when we begin to earn enough to spend we couyld all do with a bit more time in which to spend it.
Most students will not want to spend cash on insurance policies like life insurance. But this is often a false economy. For example, travelling without adequate travel insurance is simply foolish. Without adequate travel insurance if the worst should happen and you need to be repatriated due to illness or accident then the expense can be incredible. Yet many students still choose to head off for their gap year on the road with inadequate insurance cover.
When travelling it is essential that all students ensure that they have adequate insurance cover. Always ensure that your travel insurance policy covers all of the activities that you will be enjoying while on your travels.
Although it might be argued that a life insurance policy should be low on a student’s list of priorities this is not the case for personal possessions. These days students will have a whole load of costly gadgets and gizmos including laptops, ipods and mobile phones. And these expensive devices can often be lost, stolen or damaged. At the very least every student should consider getting some mobile phone insurance and maybe look at other low cost, specific insurance policies for other valued possessions.
At the very least I would suggest that all students should insure their mobile phones and their laptops against loss, theft and damage. Getting some gadget and gizmo insurance will mean that if the worst should happen then at least you will be able to get a replacement without. Insurance can’t replace your lost college work but you will have backed that up to disk won’t you?
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