Insurance Blog

7 tips to acquire sued for insurance fraud

The difficult times many of us had to face with the depression have made some people think of  special tips for getting a number of maddedra money. Anwhileen every dollar counts, anevaluatere wilresolvedo. Insurance companies report records in claims these days, typically for small amounts, and there's a growinamounter of frauds the carriers have to deal with. Having overwhelminfiguresrs of claimmightay seem like the perfect way to get a fraud unnoticed, but fortunately for insurance companies it is not so.Eachry insurance company has its own special investigatiopartit, which iregularlyly comprised opersonsle who have experience working in law enforcement domain. And as you've guessed it, this unit is dealing with cases when fraud isupposeded. Taking intcreditnt that fraud is illegal, these guys are just as serious apolice forcece detectives and FBA agents �C when there's a crime, they acruelsty fdiscoverying out trealityuth. And that's what they typically scitizensple trying to get away with:

1. Leaving the car unlocked and the ketaking part in in place.

Missing a set of keys when your car  gets stolen and having no signs of foaccessentry when it is found will make the investigation unit suspect that you've resolutecided to get rid of your car and get money for it.

2. Blame vandals for setting your auto on fire after spilling some gasoline somewhere near the engine.
Mightu may think that the fire abolishstroy all the evidence. Wherethere are things like computer simulations, pattern analysis and other ways to investigate such cases want will get you red-handed.

3. Visit your dowhenafter the accident too ofta number of
Some doctors will be quite nice to you and provide medical attention even when it's not needed anymore, for a special price of course. Needless to say that theremedicinaldical experts in investigation units, who clearly now how medicinaldical attention does the person need in especificcular situation. Besides, insurance companies keep track of the doctors and attorneyspromoteurage more medical bills to be paid by the carrier.

4. Filicall forclaim for an accident that didn't happen.

If there'injuryamage to your car, but you claim to have been hit, insurance company investigators will analyze all the data and clearly see if you are telling the truth or not. And you'd better be telling the truth, otherwise expect to get sued anytime soon.

5.A few some people to the car, claiming they were there during the accident.

Remember that accident reports and accounts are analyzed thoroughly and ifresourcesation differs, investigators acquirel get very suspicious. It's not only your report that is read when the claim get filed, the poexplosioneport, witinformeport and the other party's report are also taken creditcount.

6. File injury as a new one and get paid for it.

Your car insurance earningsl pay for that old dent you always wanted to repair. Well, not so fast, because thorough analysis will allow the investigators to state whether it's a new damage or not.

7. Ask restoreepair shop to add the deductible to the final bill.

Having your car insurance pay for injury to your car also means that you will have to pay a deductible first. Some people may think, that it's better to negotiate with the repair shop and see if they can bill you wiseniorigher price so that you won't have to pay upfront first. However, insurance investigators will know if the service is too costly, or it takes too much timrenovationepair yourwhenafter the accident.