Insurance Blog

Insurance, since ancient times, people's word, it is not strange that people's awareness of safety has been in evolution, from the earliest memory of food, into people's bank storage, has been increased awareness of security awareness, people never give up over the importance of safety, it is because there is a growing emphasis on safety, so from the last century, it established the insurance companies,

Insurance definition:
Insurance is the oldest of risk management methods. Insurance contract, the insured person to pay a fixed amount (premium) to the insurer, the former to obtain this assurance: the specified period, the latter caused by a specific event or event group to give some compensation for any damage.
From an economic point of view,
Insurance is a loss-sharing approach to most of the units and individuals to pay premiums to establish insurance funds, so that the loss of a few members were shared by all the insured.

From a legal sense,
Insurance is a contract act, that by signing the insurance contract, clearly the rights and obligations of the parties, the insured person to pay the premiums for the insurance contract within the scope of compensation, the insurance people will have the right to receive premiums and the provision of compensation obligations. Thus, the insurance is economic relations and the unity of the legal relationship.
Insurance is a kind of economic system, is also a legal relationship. Insurance, loans from the sea. To the Middle Ages, the Italian adventure appeared in lending, risky lending interest rate is similar to today's insurance premiums, but because of high interest rates and the decline of the Church prohibited. 1384, Pisa there an insurance policy the world's first modern insurance system was born.

However, as a general awareness of people's insurance companies, more and more people are looking for, claims fast, the responsible person, service attitude a good insurance company, so people will begin to rank insurance companies all over the country, and also to do an online survey (of course, is inseparable from people's recognition of the Internet), looking for insurance companies around this way, the silent unfolding, and the best people have come up out of only three companies the strongest economic power, that is China Ping An Life Insurance, Xinhua Life Insurance. When it is generally accepted that three big companies, people began a more stringent selection, that is, the claims rate, when people slight contrast to found the Xinhua Life Insurance Company's claims is a startling rate, the general average claims 24 hours be resolved within the small claims resolved within 2 hours, which is all the other insurance companies do not have the condition, so people are currently recognized, Xinhua insurance is quite astonishing, in fiscal year 2008, Sohu was selected Xinhua Life Insurance 3 Honors, Xinhua Insurance Company was named "the people most satisfied with the life insurance company", "Angel of major diseases, health insurance," won the "people of the most recognized health insurance products", "Multi-PAT Lucky Card" won the "people of the most recognized The accident insurance products. " From this we can see that Xinhua has a big insurance company has always been a strength of insurance companies, have always been people

Their attention. And in "Sohu Finance Financial Planning Network Festival 2007" event, Xinhua Insurance won the "best services, domestic life insurance company" Award; in World Brand Lab (WorldBrand Lab) 2007 annual "Chinese Brand Annual Award" selection activities, Xinhua Insurance won the 2007 "Chinese Brand Annual Award (insurance industry)"; in the social welfare area, Xinhua Insurance won the "Earth's Love Mother Water Cellar" Excellence Award.
Thus so many awards hanging on the head of the Xinhua Life Insurance forehead. I believe that people, Xinhua Life Insurance must be painstakingly looking for the best insurance company around.